From stargazing in the desert to visiting high-end shops and exploring souks, travel with confidence with AllClear.
What is Dubai Travel Insurance, and why do you need it?
Dubai is a popular tourist hotspot for Brits due to its welcoming atmosphere and hot weather. It welcomes more than one million British visitors a year and has high medical costs. So, it’s important to get cover if you’re planning a visit. At AllClear, we’ll cover you, even with a pre-existing medical condition. Plus, we also cover lost luggage, cancelled holidays, and costs from changes to travel plans.
Having Travel Insurance with proper medical cover is a must-have for Dubai. Here’s why:
- Temperatures can reach over 40 °C between April to September. These months experience extreme heat, especially in July and August. Doctors in the UAE have warned that heat-related illnesses are on the rise. Travel Insurance covers hospital costs for heat stroke or exhaustion.
- Healthcare costs in Dubai are extremely high. According to the Dubai Health Authority, average hospital treatments can cost as much as £13,000. Some hospitals require upfront payment for tourists without local insurance.
- Seasonal influenza is common in Dubai, aggravated by the sand outside and the air con inside. The rates of influenza are increasing yearly, and it requires medication to be treated properly. Without Travel Insurance, you’ll have to cover the cost of an treatment or medication. These may be more expensive or require special permissions in the UAE.
Travel Insurance for Dubai gives you peace of mind while you’re away. At AllClear, we can cover: All medical conditions. All ages. All destinations. There’s a reason why 98% of our customers would recommend us to family and friends3.
What does AllClear’s Dubai Travel Insurance cover?
Our Dubai Travel Insurance covers you against unexpected medical costs abroad. We offer up to unlimited cover for medical expenses. We’ll also cover costs if you need to get home in an emergency. Here’s the full list of what is and isn’t covered:
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, including for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment2. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Dubai Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
For full details of cover, please see your policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Dubai with pre-existing medical conditions
We’re specialist Medical Travel Insurance providers. Indeed, 62% of our customers have more than one pre-existing condition4.
Declare all your medical conditions so that you can be covered for any problems that arise while you’re away, even if they relate to your condition.
We can cover more than 1300 different pre-existing medical conditions. This includes:
- Endocrine Disorders. Including both types of diabetes, type 1 and type 2. We also cover underactive thyroid and liver cirrhosis.
- Cardiovascular Conditions. Heart conditions like heart attack and high blood pressure. We also cover heart failure and ischemic heart disease.
- Mental Health Conditions. For example, bipolar disorder, depression and Schizophrenia.
- Musculoskeletal Conditions. Such as osteoarthritis and rheumatoid arthritis. We can also cover fibromyalgia and osteoporosis.
- Respiratory Conditions. Cover for conditions like asthma, COPD, bronchiectasis, and cystic fibrosis.
Before you can get a quote, we’ll need to do a medical screening. During this process, we’ll ask you a few questions about your condition. This is to make sure you get the right kind of cover for your trip. These questions might include things like:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
Once you’ve completed a medical screening, you can get a quote for Travel Insurance to Dubai.
Find the best Dubai Travel Insurance for your trip
Make sure you get the right kind of Dubai Travel Insurance. This will help protect you from unexpected costs. The type you need will depend on a few factors. This includes how often you’re travelling, where you’re going and what you’re doing.
The type of cover you need will vary depending on how often you go abroad.
- Single Trip Travel Insurance: Taking just one trip this year? Single Trip Travel Insurance covers up to 365 consecutive days of travel.
- Annual Multi-trip Travel Insurance: Planning several trips in 12 months? Annual Multi-trip Travel Insurance could work out cheaper.
You might need a different kind of cover depending on what type of holiday you’re having.
- Cruise Cover: Regular Travel Insurance won’t cover cruise-specific mishaps. This includes things like missed departures or cabin confinement.
- Gadget Cover: If you’re taking anything other than a phone, Gadget Cover is a must-have. Cover up to eight different devices on a single policy.
- Golf Cover: Cover for you and your beloved clubs, up to £750.
Find a policy to suit your travel group, however many of you there are.
- Family Travel Insurance: Get up to two adults and up to eight kids on a policy.
- Group Travel Insurance: Have up to eight adults on a single policy.
How our Travel Insurance for Dubai works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. You can complete this online or over the phone with one of our team members.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You’ll need to mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Our experts say…
“Dubai is a dazzling destination year-round. It offers a perfect blend of luxury, adventure, and culture. But even paradise has its unexpected challenges. And surprise circumstances can quickly dampen your spirits. Unexpected desert storms can affect travel plans and irritate lung conditions. Meanwhile, potential foodborne illnesses could disrupt your trip. Don’t let unexpected medical costs ruin your dream holiday. With travel insurance, you can relax and immerse yourself in the magic of Dubai, knowing you’re protected.”
Letitia Smith MSc, Travel Insurance expert
What our customers say
Brilliant company
“Brilliant company – very easy to use and to get quotes quickly. I have purchased and am all set for my trip to Dubai. Email confirmation came quickly and easy to print off and save to google drive. Will use again and highly recommend.”
– Anneka A
– Date of experience: December 29, 2017
There’s a reason 98% of our customers would recommend us to family and friends3. Here’s what they have to say about us.
What our Customers Say
Frequently Asked Questions on Dubai Travel Insurance
Is Travel Insurance mandatory for Dubai?
Travel Insurance is not mandatory for most visitors to Dubai. It is, however, highly recommended. Medical treatment can be costly in Dubai. Hospitals may refuse to offer medical treatment without proof you can afford the medical expenses. You’ll need to show either a Travel Insurance policy or proof of funds.
Do you need Covid insurance to travel to Dubai?
It is no longer required to have COVID-19 insurance to enter Dubai. Currently, there are no COVID-19 testing or vaccination requirements for travellers entering the UAE.
How much is Travel Insurance for Dubai?
The cost of travel insurance for Dubai is different for each trip. Factors that can affect the price include:
- Age: Travel Insurance costs typically increase as you get older.
- Pre-existing medical conditions: A greater risk of needing treatment can mean higher costs.
- Duration of stay: Longer trips may need more expensive cover.
- Planned activities: Extreme sports or adventure activities will need extra cover.
What Travel Insurance do you need for Dubai?
Although Travel Insurance is not a legal requirement to enter Dubai, it is highly recommended. When looking for a policy, you should make sure it covers:
- Medical Emergencies: This should cover ambulance services and emergency room visits. Also surgical procedures, and medication costs.
- Trip Disruption: Including non-refundable reservations or deposits. This means you’re protected in case of cancelled or interrupted trips.
- Loss of Personal Belongings: Coverage for lost or stolen luggage and personal items.
- Emergency Evacuation: If issues arise, you may need to leave somewhere in a hurry. You should also have repatriation cover, to get home quickly if needed.
Does the GHIC cover Dubai?
No, the GHIC does not cover Dubai. It is designed to provide healthcare coverage within the European Economic Area and some other countries. It does not extend to Dubai. If you’re visiting Dubai, the UK Government recommends you take out proper Travel Insurance.
Get the most out of your trips with our helpful guides
Where are you visiting?
Having trouble knowing what you need? Explore our helpful guides for tips.
Which activities do you have planned?
Whether you’re planning a group holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
