Travel across Iceland with peace of mind. From Reykjavík to Eyjafjallajökull, travel with confidence with AllClear.
What is Iceland Travel Insurance, and why do you need it?
Jaw-dropping landscapes, countless outdoor activities and helpful locals. It’s little wonder Iceland is so popular with tourists. But every adventure comes with its risks, and this remote and snowy country can cause unexpected issues for travellers. From hiking injuries to volcanic eruptions, you never know what could happen. Or how much it could cost you. AllClear’s Travel Insurance protects you on your trip. We’ll cover you for medical emergencies, even if you have a pre-existing medical condition. We’ll also cover costs from lost luggage, cancelled holidays, and travel delays. The Land of Fire and Ice is a top destination for us Brits. But why do you need Travel Insurance when visiting?
- Iceland is a top holiday destination for Brits. Around 230,000 Brits make their way to Iceland annually.
- Iceland’s weather can be unpredictable, and the country is volcanically active. Travel Insurance covering trip disruptions due to natural events can cover you in these types of situations. The 2010 eruptions of Iceland’s largest volcano, Eyjafjallajökull, disrupted more than 10 million passengers.
- Medical evacuation is common in Iceland’s remote areas and can be very expensive.
- Consider insurance that covers adventure activities. Iceland offers many outdoor pursuits like glacier hikes and volcano tours. It is important to have comprehensive cover for these adventures.
Getting the right Travel Insurance policy is key to travelling with peace of mind. At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands2.
What does AllClear’s Iceland Travel Insurance cover?
Our Iceland Travel Insurance covers you for unexpected medical costs, lost luggage and cancelled flights. Travel with peace of mind, knowing you’re covered with AllClear.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment. Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Iceland Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
- Winter sports. We do not cover winter sports like skiing or snowboarding for anyone over 65.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Iceland with pre-existing medical conditions
We’re Medical Travel Insurance Specialists. This means we’re experts in helping people with pre-existing conditions go abroad. We’ve helped more than 3.5 million travellers to travel. 62% of our customers have more than one pre-existing condition. You’ll need to declare any pre-existing medical conditions before you can get a quote. This is called a medical screening. We’ll ask you some questions about your condition, such as:
- When were you diagnosed?
- Do you take any medications?
- When was the last time you were admitted to hospital for treatment?
We will consider all pre-existing conditions, even if they’re terminal. We’ll cover things like:
- Mental Health Disorders. Conditions like ADHD, Bipolar Disorder, Depression, and Schizophrenia.
- Surgical and Transplant Conditions. For example, liver transplant, heart transplant, hip replacement or colostomy.
- Respiratory Conditions. Including Asthma, COPD, Bronchiectasis, and Cystic Fibrosis.
- Eye Conditions. Such as cataracts, glaucoma, and other eye conditions.
- Endocrine Disorders. Type 1 Diabetes, Type 2 Diabetes, Underactive Thyroid, and Liver Cirrhosis and more
- Digestive System Disorders. For example, Coeliac Disease, Crohn’s Disease, IBS, and Ulcerative Colitis.
Once you’ve completed a medical screening, you can get your quote for Travel Insurance to Iceland.
Find the best Iceland Travel Insurance for your trip
Our policies are customised to fit both you and your trip. However, the type of policy you require truly depends on your l needs. Your policy might depend on how often you go away each year.
- Single Trip Travel Insurance: Get cover for up to 365 days of consecutive travel.
- Annual Multi-trip Travel Insurance: This policy covers as many trips abroad as you like, each lasting 45-55 days.
Solo travelling? Or going with a group? We can shape your policy to suit your travel group.
- Family Travel Insurance: With a single policy and quote, be sure you and the kids are all covered.
- Group Travel Insurance: Less paperwork and less hassle, cover up to eight adults on one policy.
Heading further afield? We can make sure you’re covered, wherever you go..
- European Travel Insurance: Including other European countries in your trip? Roam across the continent without worrying about leaving your coverage area.
- Worldwide Travel Insurance: Is Iceland one part of your worldwide tour? Our Worldwide Travel Insurance will cover you around the globe.
Standard Travel Insurance policies won’t cover everything. Trip add-ons include:
- Cruise Cover: Missed departure? Confined to your cabin? Spent money on unused excursions? We’ll cover all of this and more for you with our Cruise Cover add-on.
- Gadget Cover: Covers lost, stolen or damaged gadgets. This includes laptops, phones and tablets. Gadget Cover protects up to eight items on a single policy.
- Golf Cover: We’ll cover your clubs, up to £750. Plus, we’ll reimburse you for any Greens Fees you don’t use.
How our Travel Insurance for Iceland works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details. We’ll also ask for information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. You should also mention any medications you and your travel companions are taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Volcanoes & glaciers, history & nightlife – Iceland has it all! But adventures can be unpredictable. Unexpected weather, lost luggage… what will yours be? Travel insurance with medical coverage is your safety net for exploring the Land of Fire & Ice.” Letitia Smith – Travel Insurance expert
What our customers say
Saved A Cruise To Iceland
“I’d been having problems getting travel insurance because I was awaiting the results of tests. AllClear were extremely helpful and took their time listening to me. They went through my medical history, and covered everything, except the awaiting result of a CT scan. This was at a fair price for me to go on a cruise to Iceland this week. I can’t thank them enough.” Mr Richards, Date of experience: 21 March 2023
Our customer service is award-winning3. Here is what our customers have to say.
What our Customers Say
Frequently asked questions
Is Iceland in Europe for Travel Insurance?
Yes, Iceland is part of Europe for Travel Insurance. It’s included in our European Travel Insurance policies. When planning a trip to Iceland, you should check the specific details of your travel insurance policy. Make sure it provides adequate coverage for your needs during your visit.
Do you need Travel Insurance for Iceland?
Travel insurance is not legally required for visiting Iceland. However, it’s strongly recommended for several reasons:
- Medical coverage. Iceland has a high-quality healthcare system. But, medical treatment can be expensive. The UK Government advises the GHIC to cover any emergency medical costs. However, this doesn’t cover transport costs to or from hospital. It also doesn’t cover medical repatriation if you must fly home for treatment.
- Adventure activities. Glacier hikes. Volcanic explorations. Iceland offers many adventurous activities. These carry risks. Comprehensive Travel Insurance provides peace of mind by covering injuries.
- Protection from unforeseen events. Travel insurance covers trip delays, lost baggage, and emergency evacuations. These can be useful given Iceland’s unpredictable weather.
Does the GHIC cover Iceland?
Yes, the GHIC now covers Iceland. However, the UK Government advises that the GHIC is not an alternative to travel insurance. When travelling to Iceland, you should also have the appropriate Travel Insurance that covers medical treatment and repatriation
What should you do if you're injured or ill while in Iceland?
If you’re injured or ill while in Iceland, here are the key steps you should take:
- For emergencies, dial 112. This is the emergency number for police, fire department, and ambulance services in Iceland. It’s free to call and works even if your phone doesn’t have service in Iceland.
- Do you have a serious illness or injury that needs attention? But you don’t need an ambulance?
- Go to the Emergency Room (Bráðamóttaka) at Landsspítali in Fossvogur. No appointment is needed.
- For minor illnesses or injuries, visit a Primary Health Care Centre (open from 8 am to 4 pm in most areas). These are suitable for issues you’d see a GP for.
- Always carry your Global Health Insurance Card (GHIC – previously EHIC). This allows access to state-provided healthcare at a reduced cost. Or sometimes for free.
- Ensure a healthcare provider in the state system treats you. Private healthcare is not covered by the EHIC/GHIC.
- If you need medication, visit a pharmacy (apótek). They accept cash and cards and are usually open from 10 am to 6 pm.
- If you need medical treatment, contact your travel insurance provider as soon as possible. They can advise you on coverage and may need to arrange payments for more extensive treatments. You can contact the British Embassy in Reykjavik for any support or guidance.
Iceland has high-quality medical care, but services may be limited outside larger urban areas. When visiting Iceland, it’s advisable to have comprehensive Travel Insurance in addition to your GHIC.
Get the most out of your trips with our helpful guides
Get the most out of your trip with our helpful guides
Where are you visiting? Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned? Whether you’re planning a skiing holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
